Built for UK asset finance brokers

The operating system for asset finance brokers

The slow part of broking is the admin: re-keying details, juggling portals, chasing signatures, fixing bounced packs. Zinia Hub does the heavy lifting, with AI reading the documents, so customers get answers in minutes, deals pay out first time, and the compliance evidence files itself.

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Reports · Sales

Financed YTD

£3.2m

Paid out

63 deals

In pipeline

£1.1m

Financed by month↑ 22% on last quarter

By broker, funder, state and month · export any report

Used by some of the largest regulated brokerages in the industry·Supporting over £400 million of lending·Compliance evidenced on every deal·Built and supported in the UK

The problem

Brokers want faster payouts. Funders want accurate data.

Today the two pull against each other, because accuracy is manual.

Payouts wait on paperwork

An approved deal still has to survive the pack: agreement, invoice, proofs, mandate, all checked by hand. Every funder query adds days, and commission waits with it.

Funders return what they can't verify

Funders check packs against what they approved. Re-keyed details and mismatched documents come straight back, and each return puts the deal to the bottom of a queue.

Data lives in Excel or a siloed CRM

Deal data sits in spreadsheets, a CRM that doesn't talk to the rest, funder portals and email. Moving it means re-typing it, and each re-type is a chance for the small difference that causes a query.

The product

The whole deal, in one place

Payout pack · Hartwell Farms Ltd · AI document checks

Extracted & compared12 of 13 checks passed

✓Customer name matches approved deal
✓Invoice total £58,200 matches agreement
✓Serial number matches invoice & agreement
!Delivery postcode differs from deal
✓Deposit £5,820 reconciles with invoice

Right first time, on every deal

AI reads every document, from agreements and invoices to mandates and certificates, and compares each one field by field against the approved deal: names, amounts, serial numbers, addresses, deposits. Mismatches surface before the funder finds them, not three weeks into a stalled payout.

Every check is recorded. Right first time isn't just faster. It's evidence.

Oversight · This quarter

Compliance sent

98%

Accepted

94%

Awaiting

3 deals

S. Patel
24 deals · all evidenced
Clear
M. Woods
18 deals · 1 awaiting acceptance
Chase
D. Okafor
11 deals · all evidenced
Clear

Largest customer exposure: £412k · full report →

Compliance that writes itself

Because the platform holds the deal data, the evidence is a by-product. Compliance agreements go out from the deal and come back with acceptance timestamps. Commission disclosure is produced from the same numbers the deal was priced on, so it can't disagree. Every change sits in an audit trail.

And oversight is live, not annual: compliance coverage per broker, exposure per customer, sales across the book. When the audit comes, the answer is a report, not a fortnight.

Deals · by status

Submitted

Kestrel Plant Hire

£126,000

Awaiting

B. Aldous & Sons

£38,750

Referred

Approved

Hartwell Farms Ltd

£48,500

Docs out

Paid out

Fenwick Logistics

£72,300

Invoiced

Track and submit without leaving the deal

Every deal carries its customer, assets, facility and documents. Submit to funders directly from the record, by API where the funder supports it, and decisions come back to the deal rather than an inbox.

When a funder declines, resubmitting elsewhere reuses everything you've already captured. When a deal pays out, the commission invoice is requested, collected and filed against the deal.